United Fire Group Stock Analysis

United Stock Analysis Notes

About 18.0% of the company outstanding shares are owned by insiders. The company has Price to Book (P/B) ratio of 1.05. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. United Fire Group has Price/Earnings To Growth (PEG) ratio of 2.9. The entity last dividend was issued on the 5th of December 2025. The firm had 2:1 split on the 16th of December 2004. United Fire Group, Inc., together with its subsidiaries, provides property and casualty insurance for individuals and businesses in the United States. United Fire Group, Inc. was founded in 1946 and is headquartered in Cedar Rapids, Iowa. United Fire operates under InsuranceProperty Casualty classification in the United States and is traded on NASDAQ Exchange. It employs 1086 people. For more information please call Kevin Leidwinger at 319 399 5700 or visit https://www.ufginsurance.com.

United Fire Group Investment Alerts

United Largest EPS Surprises

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United Fire Environmental, Social, and Governance (ESG) Scores

United Stock Institutional Investors

Note, although United Fire's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

United Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 945.31 M.

United Profitablity

The company has Profit Margin (PM) of 0.08 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.15 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.15.

Management Efficiency

United Fire Group has return on total asset (ROA) of 0.0257 % which means that it generated a profit of $0.0257 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1321 %, meaning that it created $0.1321 on every $100 dollars invested by stockholders. United Fire's management efficiency ratios could be used to measure how well United Fire manages its routine affairs as well as how well it operates its assets and liabilities. Return On Tangible Assets is likely to drop to 0.02 in 2026. Return On Capital Employed is likely to drop to 0.02 in 2026. At this time, United Fire's Other Assets are comparatively stable compared to the past year. Non Current Assets Total is likely to gain to about 241.1 M in 2026, whereas Non Currrent Assets Other are likely to drop (1.9 B) in 2026.

Technical Drivers

As of the 8th of February, United Fire has the Coefficient Of Variation of 687.46, semi deviation of 1.0, and Risk Adjusted Performance of 0.1236. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of United Fire Group, as well as the relationship between them. Please validate United Fire Group coefficient of variation, treynor ratio, as well as the relationship between the Treynor Ratio and semi variance to decide if United Fire is priced more or less accurately, providing market reflects its prevalent price of 37.05 per share. Given that United Fire Group has jensen alpha of 0.2712, we advise you to double-check United Fire Group's current market performance to make sure the company can sustain itself at a future point.

United Fire Group Price Movement Analysis

United Fire Group Insider Trading Activities

United Fire Outstanding Bonds

United Fire Predictive Daily Indicators

United Fire Corporate Filings

United Fire Forecast Models

United Fire's time-series forecasting models are one of many United Fire's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary United Fire's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

United Fire Bond Ratings

United Fire Group financial ratings play a critical role in determining how much United Fire have to pay to access credit markets, i.e., the amount of interest on their issued debt. The threshold between investment-grade and speculative-grade ratings has important market implications for United Fire's borrowing costs.

United Fire Group Debt to Cash Allocation

United Fire Group currently holds 117.06 M in liabilities with Debt to Equity (D/E) ratio of 0.06, which may suggest the company is not taking enough advantage from borrowing. United Fire Group has a current ratio of 0.31, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about United Fire's use of debt, we should always consider it together with its cash and equity.

United Fire Total Assets Over Time

United Fire Assets Financed by Debt

The debt-to-assets ratio shows the degree to which United Fire uses debt to finance its assets. It includes both long-term and short-term borrowings maturing within one year. It also includes both tangible and intangible assets, such as goodwill.

United Fire Debt Ratio

2.02

It appears most of the United Fire's assets are financed through equity. Typically, companies with high debt-to-asset ratios are said to be highly leveraged. The higher the ratio, the greater risk will be associated with the United Fire's operation. In addition, a high debt-to-assets ratio may indicate a low borrowing capacity of United Fire, which in turn will lower the firm's financial flexibility.

United Fire Corporate Bonds Issued

United Short Long Term Debt Total

Stock analysis is the technique used by a trader or investor to examine and evaluate how United Fire prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling United shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as United Fire. By using and applying United Stock analysis, traders can create a robust methodology for identifying United entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. United analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. United analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

United Fire Group stock analysis indicators help investors evaluate how United Fire stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading United Fire shares will generate the highest return on investment. By understating and applying United Fire stock analysis, traders can identify United Fire position entry and exit signals to maximize returns.

When running United Fire's price analysis, check to measure United Fire's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy United Fire is operating at the current time. Most of United Fire's value examination focuses on studying past and present price action to predict the probability of United Fire's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move United Fire's price. Additionally, you may evaluate how the addition of United Fire to your portfolios can decrease your overall portfolio volatility.